Frequently Asked Questions

Q. How many individuals do I need to start a group insurance plan?

A. We have group plans that will cover a sole proprietor all the way up to 100 employees.


Q. If my wife and I both work for our company, can we be a two person group?

A. Yes, as long as you are both W-2 employees or officers of the company.


Q. What types of life insurance do you offer?

A. We have level term that goes up to 30 years as well as, permanent whole life and universal life.


Q. Do I need to wait for my renewal to change any of my insurances?

A. No, you may change any time you like. If your policy is paid up, any unused premium will be returned to you.


Q. Do I need to drive to your office to discuss my insurance needs?

A. No, all of our representatives make house calls.